Insurance, explained in plain language.
Pand Health accepts most major commercial insurance plans. Our admissions team verifies benefits, explains your coverage, and helps you understand any out-of-pocket costs before treatment begins.

INSURANCE ACCEPTED
Insurance Accepted
Pand Health is an out-of-network provider, and we partner with most major commercial insurance carriers to help families access coordinated specialty care. Our admissions team verifies your out-of-network benefits, explains your coverage in plain language, and outlines expected out-of-pocket costs before treatment begins. If you don't see your plan below, please reach out — we routinely work with additional carriers, provide superbills for reimbursement, and pursue single-case agreements when appropriate.








Financial Assistance
Scholarships available for families in need.
Cost should never be the reason a young person goes without coordinated specialty care. Pand Health offers a limited number of need-based scholarships each year — ask our admissions team about eligibility during your consultation.
Benefits verification, end to end.
- Verification of your out-of-network behavioral-health benefits
- Pre-authorization support where required, on your behalf
- A clear written summary of expected out-of-pocket costs
- Superbills and out-of-network billing support each month
- Single-case agreements pursued when appropriate
Calling your plan before admissions?
Many families prefer to call their insurer first. These five questions get you the information our admissions team will ultimately need — and put you in a stronger position from the start.
- Are coordinated specialty care services (CSC) covered under my behavioral-health benefits?
- What is my deductible, copay, and coinsurance for outpatient psychiatric care and therapy?
- Do I have out-of-network mental-health benefits, and what is the reimbursement rate?
- Is a referral or pre-authorization required for outpatient psychiatry and therapy?
- Are family therapy and psychoeducation sessions covered?
Insurance FAQs
We're constantly adding to this list — tell us what you'd like to know. Below are the questions we hear most from families exploring out-of-network reimbursement.
Not sure if your plan is covered?
Our admissions team can verify benefits in one call.
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